Natural hazards · Preston

Preston, TX natural hazards

Most of the natural-hazard damage FEMA expects in Preston comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2015.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Preston?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Preston to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes19%Cold waves9%Heat waves8%Hail5%Everything else7%

By hazard

What Preston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 53 years in the area

Cold waves

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 16 times a year in the area

Hail

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Preston flood?

Every paid claim on a federal flood insurance policy in Preston, from FEMA’s records.

1paid claims since 2015

$83Kpaid to owners

0homes flooded more than once

20152026

Biggest named events

Tropical Storm Bill: 1 claim, $83K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Preston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grayson County.

Disasters that hit Preston

Federal disasters declared here

None of the disasters declared for Grayson County shows FEMA aid or repair money reaching Preston itself in FEMA’s records.

Brought FEMA money into PrestonDeclared for Grayson County only

Grayson County has had 16 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Preston covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Preston’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Preston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Preston total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.