Natural hazards · Premont

Premont, TX natural hazards

Most of the natural-hazard damage FEMA expects in Premont comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 2000. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Premont?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Premont to be higher than in 67% of U.S. communities, mostly from cold waves and hurricanes.

Cold waves44%Hurricanes31%Inland flooding14%Everything else12%

By hazard

What Premont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

44% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

31% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 9 years in the area

Inland flooding

14% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Premont flood?

Every paid claim on a federal flood insurance policy in Premont, from FEMA’s records.

5paid claims since 2000

$30Kpaid to owners

0homes flooded more than once

20002026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Premont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jim Wells County.

Disasters that hit Premont

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Premont itself: aid to households, or repair grants to the City of Premont.

Brought FEMA money into PremontDeclared for Jim Wells County only

2021

Severe Winter Storms

69 households applied for aid $43K aid approved

2018

Severe Storms and Flooding

170 households applied for aid $133K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

79 households applied for aid $40K aid approved $192K to the City of Premont for repairs

2008

Hurricane Dolly

$28K to the City of Premont for repairs

2002

Severe Storms, Tornadoes and Flooding

20 households applied for aid $49K aid approved

1999

Hurricane Bret

$16K to the City of Premont for repairs

Jim Wells County has had 27 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Premont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Premont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Premont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.