Natural hazards · Poynor

Poynor, TX natural hazards

Most of the natural-hazard damage FEMA expects in Poynor comes from cold waves, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Poynor?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Poynor to be higher than in 30% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves36%Inland flooding31%Tornadoes17%Everything else16%

By hazard

What Poynor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

36% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

31% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 14 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Poynor flood?

FEMA's records show no paid flood insurance claims in Poynor.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Poynor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henderson County.

Disasters that hit Poynor

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Poynor itself: aid to households, or repair grants to the Town of Poynor.

Brought FEMA money into PoynorDeclared for Henderson County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $6K aid approved

2021

Severe Winter Storms

2 households applied for aid $4K aid approved

Henderson County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Poynor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Poynor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Poynor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.