Natural hazards · Powell

Powell, TX natural hazards

Most of the natural-hazard damage FEMA expects in Powell comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2015. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Powell?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Powell to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes28%Cold waves11%Everything else22%

By hazard

What Powell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 7 years in the area

Cold waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Powell flood?

Every paid claim on a federal flood insurance policy in Powell, from FEMA’s records.

1paid claims since 2015

$18Kpaid to owners

0homes flooded more than once

20152026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Powell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Navarro County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Powell

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Powell itself: aid to households, or repair grants to the Town of Powell.

Brought FEMA money into PowellDeclared for Navarro County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

5 households applied for aid $40K aid approved

2021

Severe Winter Storms

6 households applied for aid $5K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

24 households applied for aid $42K aid approved

Navarro County has had 21 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Powell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Powell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Powell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.