Natural hazards · Post Oak Bend

Post Oak Bend, TX natural hazards

Most of the natural-hazard damage FEMA expects in Post Oak Bend comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Post Oak Bend?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Post Oak Bend to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes13%Heat waves11%Cold waves10%Hail7%Everything else7%

By hazard

What Post Oak Bend faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 18 years in the area

Heat waves

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 17 times a year in the area

Cold waves

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Post Oak Bend flood?

FEMA's records show no paid flood insurance claims in Post Oak Bend.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Post Oak Bend isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kaufman County.

Disasters that hit Post Oak Bend

Federal disasters declared here

None of the disasters declared for Kaufman County shows FEMA aid or repair money reaching Post Oak Bend itself in FEMA’s records.

Brought FEMA money into Post Oak BendDeclared for Kaufman County only

Kaufman County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Post Oak Bend is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Post Oak Bend’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Post Oak Bend. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.