Natural hazards · Point Comfort

Point Comfort, TX natural hazards

Most of the natural-hazard damage FEMA expects in Point Comfort comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Point Comfort?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Point Comfort to be higher than in 84% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes70%Inland flooding17%Cold waves6%Everything else8%

By hazard

What Point Comfort faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

70% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

17% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Cold waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Point Comfort flood?

Every paid claim on a federal flood insurance policy in Point Comfort, from FEMA’s records.

1paid claims since 1998

$83Kpaid to owners

0homes flooded more than once

19982026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Point Comfort isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calhoun County.

Disasters that hit Point Comfort

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Point Comfort itself: aid to households, or repair grants to the City of Point Comfort.

Brought FEMA money into Point ComfortDeclared for Calhoun County only

2024

Hurricane Beryl

$14K to the City of Point Comfort for repairs

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

8 households applied for aid $22K aid approved

2021

Severe Winter Storms

8 households applied for aid $5K aid approved

2017

Hurricane Harvey

180 households applied for aid $56K aid approved $111K to the City of Point Comfort for repairs

2003

Hurricane Claudette

45 households applied for aid $24K aid approved $51K to the City of Point Comfort for repairs

Calhoun County has had 23 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Point Comfort is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Point Comfort’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Point Comfort. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.