Natural hazards · Point Blank

Point Blank, TX natural hazards

Most of the natural-hazard damage FEMA expects in Point Blank comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2008. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Point Blank?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Point Blank to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes32%Cold waves6%Everything else14%

By hazard

What Point Blank faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Tornadoes

32% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 20 years in the area

Cold waves

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Point Blank flood?

Every paid claim on a federal flood insurance policy in Point Blank, from FEMA’s records.

3paid claims since 2008

$232Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Texas Spring Flooding: 2 claims, $223K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Point Blank isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Jacinto County.

Disasters that hit Point Blank

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Point Blank itself: aid to households, or repair grants to the City of Point Blank.

Brought FEMA money into Point BlankDeclared for San Jacinto County only

2024

Hurricane Beryl

18 households applied for aid $53K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

7 households applied for aid $38K aid approved $62K to the City of Point Blank for repairs

2021

Severe Winter Storms

7 households applied for aid $21K aid approved

2017

Hurricane Harvey

37 households applied for aid $87K aid approved $20K to the City of Point Blank for repairs

2016

Severe Storms and Flooding

2 households applied for aid $21K to the City of Point Blank for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$113K to the City of Point Blank for repairs

2008

Hurricane Ike

12 households applied for aid $15K aid approved

2005

Hurricane Rita

26 households applied for aid $13K aid approved

2002

Severe Storms, Tornadoes and Flooding

1 household applied for aid

San Jacinto County has had 26 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Point Blank is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Point Blank’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Point Blank. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.