Natural hazards · Plum

Plum, TX natural hazards

Most of the natural-hazard damage FEMA expects in Plum comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plum?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plum to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding53%Tornadoes12%Cold waves9%Drought9%Hurricanes8%Everything else9%

By hazard

What Plum faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 11 years in the area

Cold waves

9% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Drought

9% of expected damage

Recorded about 53 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 15 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plum flood?

FEMA's records show no paid flood insurance claims in Plum.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plum isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit Plum

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Plum itself: aid to households, or repair grants to Plum.

Brought FEMA money into PlumDeclared for Fayette County only

2017

Hurricane Harvey

1 household applied for aid

Fayette County has had 19 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plum is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Plum’s own flood-insurance community; household aid to the registrant’s city; repair grants to Plum. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.