Plantersville’s biggest natural hazard is hurricanes
Most of the natural-hazard damage FEMA expects in Plantersville comes from hurricanes, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.
What stands out about Plantersville’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Plantersville flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Plantersville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Plantersville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grimes County.How exposed is Plantersville?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 59% of U.S. communities, mostly from hurricanes and inland flooding.
Rated higher than 1,266 of the 1,859 Texas towns we cover.
Plantersville is smaller than a census tract, so it shares the figures of the tract around its center.
What Plantersville faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Hurricanes
Inland flooding
Cold waves
Tornadoes
6 federal disasters brought FEMA money to Plantersville
Disasters that paid out in Plantersville itself (aid to households or repair grants to the City of Plantersville) and its biggest flood years.
- 2024Hurricane Beryl4 households applied for aid$3K aid approved
- 2021Severe Winter Storms101 households applied for aid$47K aid approved
- 2017Hurricane Harvey98 households applied for aid$213K aid approved
- 2016Severe Storms and Flooding246 households applied for aid$482K aid approved
- 2011Wildfires17 households applied for aid$6K aid approved
- 2008Hurricane Ike237 households applied for aid$110K aid approved
Grimes County has had 23 natural disasters declared since 1953, most often floods and hurricanes.
Old photos of Plantersville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Plantersville archive →Get ready for what Plantersville actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in July–September
The month each of Grimes County’s 23 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Plantersville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Plantersville.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Plantersville.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.