Natural hazards · Plainview

Plainview, TX natural hazards

Most of the natural-hazard damage FEMA expects in Plainview comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 8 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plainview?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plainview to be higher than in 83% of U.S. communities, mostly from hail and tornadoes.

Hail49%Tornadoes18%Inland flooding15%Cold waves9%Everything else10%

By hazard

What Plainview faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

49% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

15% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plainview flood?

Every paid claim on a federal flood insurance policy in Plainview, from FEMA’s records.

8paid claims since 1981

$101Kpaid to owners

1homes flooded more than once

19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plainview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hale County.

Disasters that hit Plainview

Federal disasters declared here

None of the disasters declared for Hale County shows FEMA aid or repair money reaching Plainview itself in FEMA’s records.

Brought FEMA money into PlainviewDeclared for Hale County only

Hale County has had 11 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plainview covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Plainview’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Plainview. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plainview total about $11.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.