Natural hazards · Placedo

Placedo, TX natural hazards

Most of the natural-hazard damage FEMA expects in Placedo comes from hurricanes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Placedo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Placedo to be higher than in 85% of U.S. communities, mostly from hurricanes and drought.

Hurricanes32%Drought27%Inland flooding24%Cold waves9%Everything else8%

By hazard

What Placedo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

32% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 7 years in the area

Drought

27% of expected damage

Recorded about 44 times a year in the area

Inland flooding

24% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 2 times a year in the area

Cold waves

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Placedo flood?

FEMA's records show no paid flood insurance claims in Placedo.

of all homes
are insured

No community discount. Placedo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Victoria County.

Disasters that hit Placedo

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Placedo itself: aid to households, or repair grants to Placedo.

Brought FEMA money into PlacedoDeclared for Victoria County only

2021

Severe Winter Storms

20 households applied for aid $11K aid approved

2017

Hurricane Harvey

236 households applied for aid $235K aid approved

2007

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $3K aid approved

2003

Hurricane Claudette

114 households applied for aid $160K aid approved

Victoria County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Placedo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Placedo’s own flood-insurance community; household aid to the registrant’s city; repair grants to Placedo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.