Natural hazards · Pinehurst

Pinehurst, TX natural hazards

Most of the natural-hazard damage FEMA expects in Pinehurst comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 246 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pinehurst?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pinehurst to be higher than in 76% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes50%Inland flooding24%Tornadoes11%Everything else15%

By hazard

What Pinehurst faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

50% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 7 years in the area

Inland flooding

24% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 71% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesStrong windLightning

Not a risk here

LandslidesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pinehurst flood?

Every paid claim on a federal flood insurance policy in Pinehurst, from FEMA’s records.

246paid claims since 1979

$32.9Mpaid to owners

39homes flooded more than once

19792026

Biggest named events

Hurricane Harvey: 172 claims, $28.2M
Hurricane Ike: 34 claims, $3.6M
Tropical Storm Imelda: 8 claims, $331K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (7) ■ flooded 2+ times

of all homes
are insured

No community discount. Pinehurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

What’s been done with FEMA grants

54flood-prone properties bought out and cleared

Disasters that hit Pinehurst

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pinehurst itself: aid to households, or repair grants to the City of Pinehurst.

Brought FEMA money into PinehurstDeclared for Orange County only

2024

Hurricane Beryl

843 households applied for aid $641K aid approved

2021

Severe Winter Storms

95 households applied for aid $62K aid approved

2020

Hurricane Laura

$74K to the City of Pinehurst for repairs

2019

Tropical Storm Imelda

1 household applied for aid

2017

Hurricane Harvey

273 households applied for aid $897K aid approved $158K to the City of Pinehurst for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid $7K aid approved

2008

Hurricane Ike

414 households applied for aid $140K aid approved $133K to the City of Pinehurst for repairs

2008

Hurricane Gustav

$16K to the City of Pinehurst for repairs

2005

Hurricane Rita

18 households applied for aid $7K aid approved $206K to the City of Pinehurst for repairs

Orange County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pinehurst covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pinehurst’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pinehurst. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pinehurst total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.