Natural hazards · Pinehurst

Pinehurst, TX natural hazards

Most of the natural-hazard damage FEMA expects in Pinehurst comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pinehurst?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pinehurst to be higher than in 29% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes32%Cold waves13%Hurricanes8%Everything else14%

By hazard

What Pinehurst faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

32% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 77 years in the area

Cold waves

13% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 8 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pinehurst flood?

FEMA's records show no paid flood insurance claims in Pinehurst.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pinehurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Pinehurst

Federal disasters declared here

None of the disasters declared for Montgomery County shows FEMA aid or repair money reaching Pinehurst itself in FEMA’s records.

Brought FEMA money into PinehurstDeclared for Montgomery County only

Montgomery County has had 31 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pinehurst is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pinehurst’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pinehurst. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.