Pharr, TX natural hazards
Most of the natural-hazard damage FEMA expects in Pharr comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 86 claims here since 1980. 12 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Pharr?
FEMA expects yearly storm and flood damage to homes and buildings in Pharr to be higher than in 66% of U.S. communities, mostly from hurricanes and cold waves.
What Pharr faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Cold waves
Inland flooding
Heat waves
Lower here
Not a risk here
Does Pharr flood?
Every paid claim on a federal flood insurance policy in Pharr, from FEMA’s records.
Biggest named events
- Hurricane Hanna: 14 claims, $354K
- Hurricane Allen: 7 claims, $60K
- Hurricane Dolly: 5 claims, $37K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times
are insured
What’s been done with FEMA grants
12 federal disasters brought FEMA money here
Disasters the President declared that paid out in Pharr itself: aid to households, or repair grants to the City of Pharr.
Severe Storms and Flooding
Hurricane Beryl
Severe Winter Storms
Severe Storms and Flooding
Severe Storms and Flooding
Severe Storms and Flooding
Severe Storms, Tornadoes, Straight-Line Winds and Flooding
Hurricane Alex
Hurricane Dolly
Hurricane Dean
Severe Storms, Tornadoes and Flooding
Hurricane Bret
Pharr and the towns around it
How to read this page
FEMA’s expected losses across Pharr total about $22.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.