Natural hazards · Petty

Petty, TX natural hazards

Most of the natural-hazard damage FEMA expects in Petty comes from tornadoes, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Petty?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Petty to be higher than in 43% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes27%Inland flooding27%Drought13%Cold waves11%Hail6%Ice storms6%Everything else11%
By hazard

What Petty faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

27% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 5 years in the area

Inland flooding

27% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about once a year in the area

Drought

13% of expected damage
Recorded about 37 times a year in the area

Cold waves

11% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Hail

6% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 6 times a year in the area

Ice storms

6% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Petty flood?

FEMA's records show no paid flood insurance claims in Petty.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Petty isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lamar County.
Disasters that hit Petty

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Petty itself: aid to households, or repair grants to Petty.

Brought FEMA money into PettyDeclared for Lamar County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid
Lamar County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Petty is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Petty’s own flood-insurance community; household aid to the registrant’s city; repair grants to Petty. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01