Natural hazards · Petrolia

Petrolia, TX natural hazards

Most of the natural-hazard damage FEMA expects in Petrolia comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Petrolia?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Petrolia to be higher than in 54% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding23%Tornadoes22%Wildfire20%Drought15%Strong wind5%Everything else15%

By hazard

What Petrolia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

23% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

22% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 3 years in the area

Wildfire

20% of expected damage

Well above average · higher than 98% of U.S. places

Drought

15% of expected damage

Recorded about 76 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Petrolia flood?

FEMA's records show no paid flood insurance claims in Petrolia.

of all homes
are insured

No community discount. Petrolia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.

Disasters that hit Petrolia

Federal disasters declared here

None of the disasters declared for Clay County shows FEMA aid or repair money reaching Petrolia itself in FEMA’s records.

Brought FEMA money into PetroliaDeclared for Clay County only

Clay County has had 16 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Petrolia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Petrolia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Petrolia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.