Penitas, TX natural hazards
Most of the natural-hazard damage FEMA expects in Penitas comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 2016. 9 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Penitas?
FEMA expects yearly storm and flood damage to homes and buildings in Penitas to be higher than in 41% of U.S. communities, mostly from hurricanes and cold waves.
What Penitas faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Cold waves
Inland flooding
Lower here
Not a risk here
Does Penitas flood?
Every paid claim on a federal flood insurance policy in Penitas, from FEMA’s records.
Biggest named events
- Hurricane Hanna: 3 claims, $344K
- Early summer severe storms: 1 claim, $11K
are insured
9 federal disasters brought FEMA money here
Disasters the President declared that paid out in Penitas itself: aid to households, or repair grants to the City of Penitas.
Severe Storms and Flooding
Severe Winter Storms
Severe Storms and Flooding
Severe Storms and Flooding
Severe Storms and Flooding
Severe Storms, Tornadoes, Straight-Line Winds and Flooding
Hurricane Alex
Hurricane Dolly
Severe Storms, Tornadoes and Flooding
Penitas and the towns around it
How to read this page
FEMA’s expected losses across Penitas total about $1.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.