Natural hazards · Pecan Hill

Pecan Hill, TX natural hazards

Most of the natural-hazard damage FEMA expects in Pecan Hill comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pecan Hill?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pecan Hill to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding53%Cold waves14%Tornadoes13%Hail7%Heat waves7%Everything else6%

By hazard

What Pecan Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Cold waves

14% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Above average · higher than 68% of U.S. places

Hail

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 9 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pecan Hill flood?

FEMA's records show no paid flood insurance claims in Pecan Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pecan Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ellis County.

Disasters that hit Pecan Hill

Federal disasters declared here

None of the disasters declared for Ellis County shows FEMA aid or repair money reaching Pecan Hill itself in FEMA’s records.

Brought FEMA money into Pecan HillDeclared for Ellis County only

Ellis County has had 19 natural disasters declared since 1953, most often severe storms and fires.

Around Pecan Hill

Pecan Hill and the towns around it

Very lowLowModerateHighVery high

Pecan Hillmostly inland floodingLow

Red Oakmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pecan Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pecan Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pecan Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.