Natural hazards · Pecan Grove

Pecan Grove, TX natural hazards

Most of the natural-hazard damage FEMA expects in Pecan Grove comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 94 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pecan Grove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pecan Grove to be higher than in 50% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding41%Hurricanes23%Tornadoes20%Heat waves6%Cold waves5%Everything else4%

By hazard

What Pecan Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

23% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

20% of expected damage

Above average · higher than 58% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 14 times a year in the area

Cold waves

5% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pecan Grove flood?

Every paid claim on a federal flood insurance policy in Pecan Grove, from FEMA’s records.

94paid claims since 1981

$6.2Mpaid to owners

0homes flooded more than once

19812026

Biggest named events

Hurricane Harvey: 51 claims, $4.9M
Early summer severe storms: 7 claims, $576K
Spring severe storms: 6 claims, $95K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pecan Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fort Bend County.

Disasters that hit Pecan Grove

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pecan Grove itself: aid to households, or repair grants to Pecan Grove.

Brought FEMA money into Pecan GroveDeclared for Fort Bend County only

2021

Severe Winter Storms

1 household applied for aid

2017

Hurricane Harvey

4 households applied for aid

2016

Severe Storms and Flooding

1 household applied for aid

Fort Bend County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

Around Pecan Grove

Pecan Grove and the towns around it

Very lowLowModerateHighVery high

Houstonmostly inland floodingVery high

Richmondmostly inland floodingModerate

Pecan Grovemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pecan Grove covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Pecan Grove’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Pecan Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pecan Grove total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.