Natural hazards · Pearland

Pearland, TX natural hazards

Most of the natural-hazard damage FEMA expects in Pearland comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3,078 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pearland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pearland to be higher than in 78% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding54%Hurricanes24%Tornadoes13%Everything else8%

By hazard

What Pearland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

24% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

13% of expected damage

Above average · higher than 58% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pearland flood?

Every paid claim on a federal flood insurance policy in Pearland, from FEMA’s records.

3,078paid claims since 1979

$129Mpaid to owners

400homes flooded more than once

19792026

Biggest named events

Hurricane Harvey: 882 claims, $80.6M
Tropical Storm Allison: 667 claims, $22.6M
Tropical Storm Claudette: 241 claims, $3.7M

Homes that flooded again and again

Each house = 7 homes. ■ FEMA “severe repetitive loss” (135) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 25% off flood insurance. Pearland is in FEMA’s Community Rating System (class 5) for its flood-proofing work.

Insurance rates: Brazoria County.

What’s been done with FEMA grants

145flood-prone properties bought out and cleared

9homes raised above flood level

Disasters that hit Pearland

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pearland itself: aid to households, or repair grants to the City of Pearland.

Brought FEMA money into PearlandDeclared for Brazoria County only

2024

Hurricane Beryl

19,054 households applied for aid $13.7M aid approved $3.9M to the City of Pearland for repairs

2021

Severe Winter Storms

2,518 households applied for aid $828K aid approved $470K to the City of Pearland for repairs

2017

Hurricane Harvey

9,448 households applied for aid $13.0M aid approved $5.0M to the City of Pearland for repairs

2016

Severe Storms and Flooding

10 households applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

33 households applied for aid $81K aid approved

2008

Hurricane Ike

12,114 households applied for aid $3.5M aid approved $8.0M to the City of Pearland for repairs

2005

Hurricane Rita

1,889 households applied for aid $475K aid approved $252K to the City of Pearland for repairs

2005

Hurricane Katrina Evacuation

$15K to the City of Pearland for repairs

2002

Severe Storms, Tornadoes and Flooding

6 households applied for aid $26K aid approved

2001

Tx-Tropical Storm Allison-06-06-2001

$239K to the City of Pearland for repairs

Brazoria County has had 28 natural disasters declared since 1953, most often hurricanes and floods.

Around Pearland

Pearland and the towns around it

Very lowLowModerateHighVery high

Brookside Villagemostly inland floodingVery high

Houstonmostly inland floodingVery high

Manvelmostly inland floodingHigh

Pearlandmostly inland floodingHigh

Friendswoodmostly inland floodingHigh

Alvinmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pearland covers 27 census tracts, combined by population.

Money that reached townFlood claims are matched to Pearland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pearland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pearland total about $57.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.