Natural hazards · Pawnee

Pawnee, TX natural hazards

Most of the natural-hazard damage FEMA expects in Pawnee comes from hurricanes, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pawnee?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pawnee to be higher than in 78% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes43%Inland flooding32%Tornadoes7%Cold waves6%Everything else12%

By hazard

What Pawnee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

43% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 9 years in the area

Inland flooding

32% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 10 years in the area

Cold waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pawnee flood?

FEMA's records show no paid flood insurance claims in Pawnee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pawnee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bee County.

Disasters that hit Pawnee

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pawnee itself: aid to households, or repair grants to Pawnee.

Brought FEMA money into PawneeDeclared for Bee County only

2021

Severe Winter Storms

4 households applied for aid

2017

Hurricane Harvey

10 households applied for aid $14K aid approved

2003

Hurricane Claudette

51 households applied for aid $103K aid approved

Bee County has had 19 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pawnee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pawnee’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pawnee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.