Paris, TX natural hazards
Most of the natural-hazard damage FEMA expects in Paris comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 103 claims here since 1979. 4 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Paris?
FEMA expects yearly storm and flood damage to homes and buildings in Paris to be higher than in 34% of U.S. communities, mostly from tornadoes and inland flooding.
What Paris faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Tornadoes
Inland flooding
Cold waves
Ice storms
Heat waves
Hail
Lower here
Not a risk here
Does Paris flood?
Every paid claim on a federal flood insurance policy in Paris, from FEMA’s records.
Biggest named events
- 2025 July Central TX Flooding: 2 claims, $61K
- Early summer storms: 1 claim, $8K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
4 federal disasters brought FEMA money here
Disasters the President declared that paid out in Paris itself: aid to households, or repair grants to the City of Paris.
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding
Severe Winter Storms
Severe Storms, Tornadoes, Straight-Line Winds and Flooding
Severe Winter Ice Storm
How to read this page
FEMA’s expected losses across Paris total about $10.8M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.