Natural hazards · Paradise

Paradise, TX natural hazards

Most of the natural-hazard damage FEMA expects in Paradise comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Paradise?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paradise to be higher than in 48% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding38%Wildfire21%Tornadoes14%Heat waves11%Cold waves6%Hail6%Everything else5%

By hazard

What Paradise faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Wildfire

21% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

14% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 20 years in the area

Heat waves

11% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 15 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Hail

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Paradise flood?

FEMA's records show no paid flood insurance claims in Paradise.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Paradise isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wise County.

What’s been done with FEMA grants

6storm safe rooms built

Disasters that hit Paradise

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Paradise itself: aid to households, or repair grants to the City of Paradise.

Brought FEMA money into ParadiseDeclared for Wise County only

2021

Severe Winter Storms

37 households applied for aid $30K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

24 households applied for aid $74K aid approved

2005

Extreme Wildfire Threat

3 households applied for aid $443 aid approved

Wise County has had 18 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paradise is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Paradise’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Paradise. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.