Natural hazards · Pantego

Pantego, TX natural hazards

Most of the natural-hazard damage FEMA expects in Pantego comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 1981. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pantego?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pantego to be higher than in 55% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes20%Hail16%Heat waves7%Everything else5%

By hazard

What Pantego faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 85% of U.S. places

Hail

16% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 9 times a year in the area

Heat waves

7% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pantego flood?

Every paid claim on a federal flood insurance policy in Pantego, from FEMA’s records.

14paid claims since 1981

$129Kpaid to owners

2homes flooded more than once

19812026

Biggest named events

Dallas Flash Floods: 1 claim, $21K
Early summer storms: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Pantego isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tarrant County.

Disasters that hit Pantego

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pantego itself: aid to households, or repair grants to the Town of Pantego.

Brought FEMA money into PantegoDeclared for Tarrant County only

2021

Severe Winter Storms

4 households applied for aid $2K aid approved $14K to the Town of Pantego for repairs

2005

Hurricane Katrina Evacuation

$3K to the Town of Pantego for repairs

Tarrant County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pantego covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pantego’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pantego. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pantego total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.