Natural hazards · Owl Ranch

Owl Ranch, TX natural hazards

Most of the natural-hazard damage FEMA expects in Owl Ranch comes from cold waves, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Owl Ranch?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Owl Ranch to be higher than in 61% of U.S. communities, mostly from cold waves and hurricanes.

Cold waves42%Hurricanes30%Inland flooding13%Everything else15%

By hazard

What Owl Ranch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

42% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

30% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 11 years in the area

Inland flooding

13% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Owl Ranch flood?

FEMA's records show no paid flood insurance claims in Owl Ranch.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Owl Ranch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jim Wells County.

Disasters that hit Owl Ranch

Federal disasters declared here

None of the disasters declared for Jim Wells County shows FEMA aid or repair money reaching Owl Ranch itself in FEMA’s records.

Brought FEMA money into Owl RanchDeclared for Jim Wells County only

Jim Wells County has had 27 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Owl Ranch is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Owl Ranch’s own flood-insurance community; household aid to the registrant’s city; repair grants to Owl Ranch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.