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Natural hazards · Ore

Ore, TX natural hazards

Most of the natural-hazard damage FEMA expects in Ore comes from tornadoes, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ore?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ore to be higher than in 38% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes35%Inland flooding31%Strong wind7%Heat waves6%Cold waves6%Ice storms6%Everything else9%
By hazard

What Ore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

35% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 13 years in the area

Inland flooding

31% of expected damage
Below average · higher than 28% of U.S. places
Recorded about once a year in the area

Strong wind

7% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 6 times a year in the area

Heat waves

6% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 19 times a year in the area

Cold waves

6% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once a year in the area

Ice storms

6% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ore flood?

FEMA's records show no paid flood insurance claims in Ore.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Upshur County.
Disasters that hit Ore

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ore itself: aid to households, or repair grants to the City of Ore.

Brought FEMA money into OreDeclared for Upshur County only
2021

Severe Winter Storms

32 households applied for aid $4K aid approved
2011

Wildfires

2 households applied for aid
2007

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $6K aid approved
Upshur County has had 19 natural disasters declared since 1953, most often hurricanes and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ore is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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