Natural hazards · Olton

Olton, TX natural hazards

Most of the natural-hazard damage FEMA expects in Olton comes from hail, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2001. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Olton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Olton to be higher than in 46% of U.S. communities, mostly from hail.

Hail38%Drought15%Cold waves13%Inland flooding13%Strong wind10%Tornadoes9%Everything else3%

By hazard

What Olton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

38% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Drought

15% of expected damage

Recorded about 94 times a year in the area

Cold waves

13% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

13% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Strong wind

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Olton flood?

Every paid claim on a federal flood insurance policy in Olton, from FEMA’s records.

1paid claims since 2001

$19Kpaid to owners

0homes flooded more than once

20012026

Biggest named events

Tropical Storm Allison: 1 claim, $19K

of all homes
are insured

No community discount. Olton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lamb County.

Disasters that hit Olton

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Olton itself: aid to households, or repair grants to the City of Olton.

Brought FEMA money into OltonDeclared for Lamb County only

2015

Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding

$89K to the City of Olton for repairs

2010

Hurricane Alex

$16K to the City of Olton for repairs

Lamb County has had 12 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Olton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Olton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Olton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.