Natural hazards · Olney

Olney, TX natural hazards

Most of the natural-hazard damage FEMA expects in Olney comes from drought, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Olney?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Olney to be higher than in 35% of U.S. communities, mostly from drought and inland flooding.

Drought35%Inland flooding25%Wildfire10%Tornadoes9%Strong wind6%Everything else15%

By hazard

What Olney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

35% of expected damage

Recorded about 70 times a year in the area

Inland flooding

25% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Wildfire

10% of expected damage

Well above average · higher than 96% of U.S. places

Tornadoes

9% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 5 years in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Olney flood?

Every paid claim on a federal flood insurance policy in Olney, from FEMA’s records.

6paid claims since 1982

$63Kpaid to owners

1homes flooded more than once

19822026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Olney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Young County.

Disasters that hit Olney

Federal disasters declared here

None of the disasters declared for Young County shows FEMA aid or repair money reaching Olney itself in FEMA’s records.

Brought FEMA money into OlneyDeclared for Young County only

Young County has had 17 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Olney is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Olney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Olney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.