Natural hazards · Oglesby

Oglesby, TX natural hazards

Most of the natural-hazard damage FEMA expects in Oglesby comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oglesby?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oglesby to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes19%Cold waves9%Wildfire7%Everything else16%

By hazard

What Oglesby faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 5 years in the area

Cold waves

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oglesby flood?

FEMA's records show no paid flood insurance claims in Oglesby.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oglesby isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coryell County.

Disasters that hit Oglesby

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oglesby itself: aid to households, or repair grants to the City of Oglesby.

Brought FEMA money into OglesbyDeclared for Coryell County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

4 households applied for aid $2K aid approved

2021

Severe Winter Storms

8 households applied for aid

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Coryell County has had 18 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oglesby is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oglesby’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Oglesby. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.