Natural hazards · Oakhurst

Oakhurst, TX natural hazards

Most of the natural-hazard damage FEMA expects in Oakhurst comes from inland flooding, and overall the risk is moderate for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakhurst?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakhurst to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes34%Cold waves6%Everything else15%

By hazard

What Oakhurst faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Tornadoes

34% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 19 years in the area

Cold waves

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakhurst flood?

FEMA's records show no paid flood insurance claims in Oakhurst.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oakhurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Jacinto County.

Disasters that hit Oakhurst

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oakhurst itself: aid to households, or repair grants to Oakhurst.

Brought FEMA money into OakhurstDeclared for San Jacinto County only

2024

Hurricane Beryl

84 households applied for aid $111K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

65 households applied for aid $402K aid approved

2021

Severe Winter Storms

21 households applied for aid $48K aid approved

2017

Hurricane Harvey

41 households applied for aid $183K aid approved

2016

Severe Storms and Flooding

3 households applied for aid

2008

Hurricane Ike

70 households applied for aid $25K aid approved

2005

Hurricane Rita

183 households applied for aid $153K aid approved

2002

Severe Storms, Tornadoes and Flooding

21 households applied for aid $50K aid approved

San Jacinto County has had 26 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakhurst is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oakhurst’s own flood-insurance community; household aid to the registrant’s city; repair grants to Oakhurst. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.