Natural hazards · Novice

Novice, TX natural hazards

Most of the natural-hazard damage FEMA expects in Novice comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Novice?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Novice to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding42%Strong wind12%Hail12%Drought11%Tornadoes9%Wildfire8%Everything else7%

By hazard

What Novice faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Strong wind

12% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Hail

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Drought

11% of expected damage

Recorded about 33 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 3 years in the area

Wildfire

8% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Novice flood?

FEMA's records show no paid flood insurance claims in Novice.

of all homes
are insured

No community discount. Novice isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coleman County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Novice

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Novice itself: aid to households, or repair grants to the City of Novice.

Brought FEMA money into NoviceDeclared for Coleman County only

2005

Hurricane Rita

1 household applied for aid

Coleman County has had 14 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Novice is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Novice’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Novice. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.