Natural hazards · North Pearsall

North Pearsall, TX natural hazards

Most of the natural-hazard damage FEMA expects in North Pearsall comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Pearsall?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Pearsall to be higher than in 33% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves23%Heat waves10%Tornadoes7%Everything else11%

By hazard

What North Pearsall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 3 times a year in the area

Cold waves

23% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 3 years in the area

Heat waves

10% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 35 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Pearsall flood?

FEMA's records show no paid flood insurance claims in North Pearsall.

of all homes
are insured

No community discount. North Pearsall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Frio County.

Disasters that hit North Pearsall

Federal disasters declared here

None of the disasters declared for Frio County shows FEMA aid or repair money reaching North Pearsall itself in FEMA’s records.

Brought FEMA money into North PearsallDeclared for Frio County only

Frio County has had 14 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Pearsall is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North Pearsall’s own flood-insurance community; household aid to the registrant’s city; repair grants to North Pearsall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.