Natural hazards · Nome

Nome, TX natural hazards

Most of the natural-hazard damage FEMA expects in Nome comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 44 claims here since 2001. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nome?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nome to be higher than in 88% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding41%Hurricanes29%Tornadoes10%Drought8%Everything else13%

By hazard

What Nome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

29% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

10% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 17 years in the area

Drought

8% of expected damage

Recorded about 21 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nome flood?

Every paid claim on a federal flood insurance policy in Nome, from FEMA’s records.

44paid claims since 2001

$3.3Mpaid to owners

5homes flooded more than once

20012026

Biggest named events

Tropical Storm Imelda: 29 claims, $2.1M
Hurricane Harvey: 11 claims, $1.1M
Tropical Storm Allison: 4 claims, $119K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Nome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Nome

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nome itself: aid to households, or repair grants to the City of Nome.

Brought FEMA money into NomeDeclared for Jefferson County only

2024

Hurricane Beryl

26 households applied for aid $38K aid approved

2021

Severe Winter Storms

6 households applied for aid $10K aid approved $4K to the City of Nome for repairs

2019

Tropical Storm Imelda

68 households applied for aid $414K aid approved

2017

Hurricane Harvey

239 households applied for aid $1.4M aid approved $302K to the City of Nome for repairs

2008

Hurricane Ike

234 households applied for aid $361K aid approved $52K to the City of Nome for repairs

2005

Hurricane Rita

403 households applied for aid $720K aid approved $13K to the City of Nome for repairs

2002

Severe Storms, Tornadoes and Flooding

4 households applied for aid $4K aid approved

Jefferson County has had 24 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nome is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nome’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Nome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.