Natural hazards · Nocona

Nocona, TX natural hazards

Most of the natural-hazard damage FEMA expects in Nocona comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1985. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Nocona?

24
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nocona to be higher than in 24% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes32%Inland flooding20%Heat waves14%Cold waves10%Strong wind9%Ice storms8%Everything else8%
By hazard

What Nocona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

32% of expected damage
Well above average · higher than 90% of U.S. places

Inland flooding

20% of expected damage
Well below average · higher than 8% of U.S. places
Recorded about once a year in the area

Heat waves

14% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 14 times a year in the area

Cold waves

10% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Strong wind

9% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 4 times a year in the area

Ice storms

8% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Nocona flood?

Every paid claim on a federal flood insurance policy in Nocona, from FEMA’s records.

4paid claims since 1985
$50Kpaid to owners
1homes flooded more than once
19852026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Nocona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montague County.
Disasters that hit Nocona

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nocona itself: aid to households, or repair grants to the City of Nocona.

Brought FEMA money into NoconaDeclared for Montague County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $16K aid approved
2021

Severe Winter Storms

41 households applied for aid $41K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

48 households applied for aid $245K aid approved
2007

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $16K aid approved $15K to the City of Nocona for repairs
2005

Extreme Wildfire Threat

16 households applied for aid $54K aid approved
2000

Severe Winter Ice Storm

$25K to the City of Nocona for repairs
Montague County has had 17 natural disasters declared since 1953, most often severe storms and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nocona covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Nocona’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Nocona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Nocona total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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