Natural hazards · Newcastle

Newcastle, TX natural hazards

Most of the natural-hazard damage FEMA expects in Newcastle comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2015.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Newcastle?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Newcastle to be higher than in 58% of U.S. communities, mostly from inland flooding and drought.

Inland flooding38%Drought21%Wildfire18%Tornadoes8%Strong wind5%Everything else11%

By hazard

What Newcastle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Drought

21% of expected damage

Recorded about 71 times a year in the area

Wildfire

18% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

8% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 3 years in the area

Strong wind

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Newcastle flood?

Every paid claim on a federal flood insurance policy in Newcastle, from FEMA’s records.

1paid claims since 2015

$12Kpaid to owners

0homes flooded more than once

20152026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Newcastle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Young County.

Disasters that hit Newcastle

Federal disasters declared here

None of the disasters declared for Young County shows FEMA aid or repair money reaching Newcastle itself in FEMA’s records.

Brought FEMA money into NewcastleDeclared for Young County only

Young County has had 17 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Newcastle is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Newcastle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Newcastle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.