Natural hazards · New Waverly

New Waverly, TX natural hazards

Most of the natural-hazard damage FEMA expects in New Waverly comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1998. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Waverly?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Waverly to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes26%Hurricanes15%Cold waves13%Everything else12%

By hazard

What New Waverly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 11 years in the area

Hurricanes

15% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 9 years in the area

Cold waves

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Waverly flood?

Every paid claim on a federal flood insurance policy in New Waverly, from FEMA’s records.

6paid claims since 1998

$324Kpaid to owners

1homes flooded more than once

19982026

Biggest named events

Texas Spring Flooding: 1 claim, $124K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Waverly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Walker County.

Disasters that hit New Waverly

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Waverly itself: aid to households, or repair grants to the City of New Waverly.

Brought FEMA money into New WaverlyDeclared for Walker County only

2024

Hurricane Beryl

684 households applied for aid $978K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

254 households applied for aid $973K aid approved

2021

Severe Winter Storms

142 households applied for aid $128K aid approved

2017

Hurricane Harvey

266 households applied for aid $292K aid approved $3K to the City of New Waverly for repairs

2016

Severe Storms and Flooding

6 households applied for aid $2K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

14 households applied for aid $2K aid approved

2011

Wildfires

1 household applied for aid

2008

Hurricane Ike

505 households applied for aid $308K aid approved $73K to the City of New Waverly for repairs

2007

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $6K aid approved

2005

Hurricane Rita

590 households applied for aid $770K aid approved $11K to the City of New Waverly for repairs

2002

Severe Storms, Tornadoes and Flooding

135 households applied for aid $367K aid approved

Walker County has had 31 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Waverly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Waverly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Waverly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.