Natural hazards · New Summerfield

New Summerfield, TX natural hazards

Most of the natural-hazard damage FEMA expects in New Summerfield comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Summerfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Summerfield to be higher than in 21% of U.S. communities, mostly from inland flooding and drought.

Inland flooding27%Drought23%Cold waves12%Strong wind11%Tornadoes10%Heat waves6%Everything else11%

By hazard

What New Summerfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Drought

23% of expected damage

Recorded about 21 times a year in the area

Cold waves

12% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Strong wind

11% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 8 years in the area

Heat waves

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Summerfield flood?

FEMA's records show no paid flood insurance claims in New Summerfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Summerfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cherokee County.

Disasters that hit New Summerfield

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Summerfield itself: aid to households, or repair grants to the City of New Summerfield.

Brought FEMA money into New SummerfieldDeclared for Cherokee County only

2021

Severe Winter Storms

2 households applied for aid

2008

Hurricane Ike

2 households applied for aid

2007

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $5K aid approved

2005

Hurricane Rita

$2K to the City of New Summerfield for repairs

Cherokee County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Summerfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Summerfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Summerfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.