Natural hazards · New Home

New Home, TX natural hazards

Most of the natural-hazard damage FEMA expects in New Home comes from hail, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Home?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Home to be higher than in 31% of U.S. communities, mostly from hail and drought.

Hail35%Drought33%Strong wind13%Inland flooding8%Tornadoes8%Everything else5%

By hazard

What New Home faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

35% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Drought

33% of expected damage

Recorded about 84 times a year in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

8% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Home flood?

FEMA's records show no paid flood insurance claims in New Home.

of all homes
are insured

No community discount. New Home isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lynn County.

Disasters that hit New Home

Federal disasters declared here

None of the disasters declared for Lynn County shows FEMA aid or repair money reaching New Home itself in FEMA’s records.

Brought FEMA money into New HomeDeclared for Lynn County only

Lynn County has had 14 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Home is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Home’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Home. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.