Natural hazards · New Boston

New Boston, TX natural hazards

Most of the natural-hazard damage FEMA expects in New Boston comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 2001. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Boston?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Boston to be higher than in 42% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding26%Tornadoes25%Hail19%Ice storms8%Heat waves8%Earthquakes5%Everything else9%

By hazard

What New Boston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

26% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 37 years in the area

Hail

19% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Ice storms

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 19 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HurricanesWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Boston flood?

Every paid claim on a federal flood insurance policy in New Boston, from FEMA’s records.

5paid claims since 2001

$102Kpaid to owners

1homes flooded more than once

20012026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Boston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bowie County.

Disasters that hit New Boston

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Boston itself: aid to households, or repair grants to the City of New Boston.

Brought FEMA money into New BostonDeclared for Bowie County only

2024

Hurricane Beryl

118 households applied for aid $6K aid approved

2021

Severe Winter Storms

85 households applied for aid $69K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

5 households applied for aid $31K to the City of New Boston for repairs

2000

Severe Winter Ice Storm

$539K to the City of New Boston for repairs

1999

Tx, Tornado 5/4/99

$6K to the City of New Boston for repairs

Bowie County has had 21 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Boston is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Boston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Boston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.