Natural hazards · Needville

Needville, TX natural hazards

Most of the natural-hazard damage FEMA expects in Needville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 37 claims here since 1998. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Needville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Needville to be higher than in 40% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding34%Hurricanes27%Tornadoes21%Heat waves6%Cold waves6%Everything else7%

By hazard

What Needville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

27% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

21% of expected damage

Above average · higher than 58% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 14 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Needville flood?

Every paid claim on a federal flood insurance policy in Needville, from FEMA’s records.

37paid claims since 1998

$1.5Mpaid to owners

6homes flooded more than once

19982026

Biggest named events

Early summer storms: 7 claims, $185K
Hurricane Harvey: 2 claims, $31K
Tropical Storm Paul: 1 claim, $19K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Needville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fort Bend County.

Disasters that hit Needville

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Needville itself: aid to households, or repair grants to the City of Needville.

Brought FEMA money into NeedvilleDeclared for Fort Bend County only

2024

Hurricane Beryl

1,114 households applied for aid $1.6M aid approved

2021

Severe Winter Storms

175 households applied for aid $151K aid approved

2017

Hurricane Harvey

610 households applied for aid $740K aid approved

2016

Severe Storms and Flooding

7 households applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

41 households applied for aid $103K aid approved

2008

Hurricane Ike

167 households applied for aid $180K aid approved

2005

Hurricane Rita

31 households applied for aid $11K aid approved

2002

Severe Storms, Tornadoes and Flooding

2 households applied for aid $5K aid approved

Fort Bend County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Needville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Needville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Needville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Needville total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.