Natural hazards · Nederland

Nederland, TX natural hazards

Most of the natural-hazard damage FEMA expects in Nederland comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 979 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nederland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nederland to be higher than in 77% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes45%Inland flooding19%Tornadoes18%Cold waves9%Everything else10%

By hazard

What Nederland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

45% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

19% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 80% of U.S. places

Cold waves

9% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nederland flood?

Every paid claim on a federal flood insurance policy in Nederland, from FEMA’s records.

979paid claims since 1979

$36.9Mpaid to owners

117homes flooded more than once

19792026

Biggest named events

Hurricane Harvey: 351 claims, $24.3M
Hurricane Rita: 237 claims, $9.0M
Hurricane Danielle: 64 claims, $228K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (21) ■ flooded 2+ times

of all homes
are insured

No community discount. Nederland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Nederland

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nederland itself: aid to households, or repair grants to the City of Nederland.

Brought FEMA money into NederlandDeclared for Jefferson County only

2024

Hurricane Beryl

625 households applied for aid $409K aid approved

2021

Severe Winter Storms

286 households applied for aid $124K aid approved $52K to the City of Nederland for repairs

2020

Hurricane Laura

$327K to the City of Nederland for repairs

2019

Tropical Storm Imelda

312 households applied for aid $838K aid approved

2017

Hurricane Harvey

3,502 households applied for aid $5.5M aid approved $614K to the City of Nederland for repairs

2008

Hurricane Ike

6,478 households applied for aid $744K aid approved $1.9M to the City of Nederland for repairs

2008

Hurricane Gustav

$51K to the City of Nederland for repairs

2005

Hurricane Rita

11,051 households applied for aid $22.1M aid approved $1.5M to the City of Nederland for repairs

2005

Hurricane Katrina Evacuation

$9K to the City of Nederland for repairs

2002

Severe Storms, Tornadoes and Flooding

13 households applied for aid $27K aid approved

2001

Tx-Tropical Storm Allison-06-06-2001

$7K to the City of Nederland for repairs

Jefferson County has had 24 natural disasters declared since 1953, most often floods and hurricanes.

Around Nederland

Nederland and the towns around it

Very lowLowModerateHighVery high

Central Gardensmostly hurricanesHigh

Beauxart Gardensmostly hurricanesHigh

Nederlandmostly hurricanesHigh

Port Arthurmostly hurricanesHigh

Port Nechesmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nederland covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Nederland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Nederland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Nederland total about $10.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.