Natural hazards · Natalia

Natalia, TX natural hazards

Most of the natural-hazard damage FEMA expects in Natalia comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1987. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Natalia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Natalia to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding50%Tornadoes10%Strong wind9%Heat waves8%Lightning7%Everything else16%

By hazard

What Natalia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 69% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 9 times a year in the area

Lightning

7% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Natalia flood?

Every paid claim on a federal flood insurance policy in Natalia, from FEMA’s records.

5paid claims since 1987

$84Kpaid to owners

1homes flooded more than once

19872026

Biggest named events

Early summer storms: 2 claims, $35K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Natalia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Medina County.

Disasters that hit Natalia

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Natalia itself: aid to households, or repair grants to the City of Natalia.

Brought FEMA money into NataliaDeclared for Medina County only

2021

Severe Winter Storms

46 households applied for aid $39K aid approved

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $13K to the City of Natalia for repairs

2002

Severe Storms and Flooding

$169K to the City of Natalia for repairs

Medina County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Natalia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Natalia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Natalia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.