Natural hazards · Muleshoe

Muleshoe, TX natural hazards

Most of the natural-hazard damage FEMA expects in Muleshoe comes from drought, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2006. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Muleshoe?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Muleshoe to be higher than in 43% of U.S. communities, mostly from drought and hail.

Drought37%Hail25%Inland flooding9%Cold waves8%Strong wind7%Wildfire7%Everything else8%

By hazard

What Muleshoe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

37% of expected damage

Recorded about 88 times a year in the area

Hail

25% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

9% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Muleshoe flood?

Every paid claim on a federal flood insurance policy in Muleshoe, from FEMA’s records.

3paid claims since 2006

$55Kpaid to owners

0homes flooded more than once

20062026

Biggest named events

Tropical Storm Imelda: 1 claim, $22K

of all homes
are insured

No community discount. Muleshoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bailey County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Muleshoe

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Muleshoe itself: aid to households, or repair grants to the City of Muleshoe.

Brought FEMA money into MuleshoeDeclared for Bailey County only

2000

Severe Winter Ice Storm

$28K to the City of Muleshoe for repairs

Bailey County has had 12 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Muleshoe is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Muleshoe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Muleshoe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.