Natural hazards · Mount Pleasant

Mount Pleasant, TX natural hazards

Most of the natural-hazard damage FEMA expects in Mount Pleasant comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1981. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Pleasant?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Pleasant to be higher than in 25% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes23%Inland flooding21%Cold waves11%Heat waves10%Ice storms10%Strong wind10%Everything else15%

By hazard

What Mount Pleasant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

23% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

21% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Heat waves

10% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 18 times a year in the area

Ice storms

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Strong wind

10% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Pleasant flood?

Every paid claim on a federal flood insurance policy in Mount Pleasant, from FEMA’s records.

4paid claims since 1981

$249Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Pleasant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Titus County.

Disasters that hit Mount Pleasant

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Pleasant itself: aid to households, or repair grants to the City of Mount Pleasant.

Brought FEMA money into Mount PleasantDeclared for Titus County only

2021

Severe Winter Storms

$46K to the City of Mount Pleasant for repairs

2000

Severe Winter Ice Storm

$14K to the City of Mount Pleasant for repairs

Titus County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Pleasant covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Mount Pleasant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mount Pleasant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Pleasant total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Mount Pleasant, TX natural hazards

How exposed is Mount Pleasant?

What Mount Pleasant faces

Tornadoes

Inland flooding

Cold waves

Heat waves

Ice storms

Strong wind

Lower here

Not a risk here

Does Mount Pleasant flood?

2 federal disasters brought FEMA money here

Severe Winter Storms

Severe Winter Ice Storm

How to read this page

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