Natural hazards · Mount Enterprise

Mount Enterprise, TX natural hazards

Most of the natural-hazard damage FEMA expects in Mount Enterprise comes from drought, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Enterprise?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Enterprise to be higher than in 34% of U.S. communities, mostly from drought and inland flooding.

Drought30%Inland flooding27%Tornadoes11%Strong wind9%Heat waves7%Cold waves6%Everything else10%

By hazard

What Mount Enterprise faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

30% of expected damage

Recorded about 24 times a year in the area

Inland flooding

27% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 9 years in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 20 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Enterprise flood?

FEMA's records show no paid flood insurance claims in Mount Enterprise.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Enterprise isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rusk County.

Disasters that hit Mount Enterprise

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Enterprise itself: aid to households, or repair grants to the City of Mount Enterprise.

Brought FEMA money into Mount EnterpriseDeclared for Rusk County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

22 households applied for aid $46K aid approved

2021

Severe Winter Storms

61 households applied for aid $55K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

3 households applied for aid

2011

Wildfires

1 household applied for aid

2008

Hurricane Ike

82 households applied for aid $39K aid approved $26K to the City of Mount Enterprise for repairs

2005

Hurricane Rita

$2K to the City of Mount Enterprise for repairs

Rusk County has had 21 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Enterprise is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Enterprise’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mount Enterprise. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.