Natural hazards · Moulton

Moulton, TX natural hazards

Most of the natural-hazard damage FEMA expects in Moulton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2002. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moulton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moulton to be higher than in 61% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves21%Hurricanes14%Tornadoes5%Everything else7%

By hazard

What Moulton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Cold waves

21% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

14% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 11 years in the area

Tornadoes

5% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 16 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moulton flood?

Every paid claim on a federal flood insurance policy in Moulton, from FEMA’s records.

1paid claims since 2002

$7Kpaid to owners

0homes flooded more than once

20022026

Biggest named events

Heavy rains: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moulton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lavaca County.

Disasters that hit Moulton

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moulton itself: aid to households, or repair grants to the Town of Moulton.

Brought FEMA money into MoultonDeclared for Lavaca County only

2021

Severe Winter Storms

16 households applied for aid $1K aid approved $5K to the Town of Moulton for repairs

2017

Hurricane Harvey

23 households applied for aid $9K aid approved

Lavaca County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moulton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Moulton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Moulton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.