Natural hazards · Moran

Moran, TX natural hazards

Most of the natural-hazard damage FEMA expects in Moran comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moran?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moran to be higher than in 48% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding33%Wildfire18%Hail15%Tornadoes14%Drought8%Strong wind6%Everything else8%

By hazard

What Moran faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once every 3 years in the area

Wildfire

18% of expected damage

Well above average · higher than 97% of U.S. places

Hail

15% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Drought

8% of expected damage

Recorded about 95 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moran flood?

FEMA's records show no paid flood insurance claims in Moran.

of all homes
are insured

No community discount. Moran isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shackelford County.

Disasters that hit Moran

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Moran itself: aid to households, or repair grants to the City of Moran.

Brought FEMA money into MoranDeclared for Shackelford County only

2007

Severe Storms, Tornadoes, and Flooding

$9K to the City of Moran for repairs

Shackelford County has had 14 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moran is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Moran’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moran. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.