Natural hazards · Morales-Sanchez

Morales-Sanchez, TX natural hazards

Most of the natural-hazard damage FEMA expects in Morales-Sanchez comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morales-Sanchez?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morales-Sanchez to be higher than in 6% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves46%Inland flooding33%Hurricanes7%Wildfire6%Everything else8%

By hazard

What Morales-Sanchez faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

46% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

33% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 14 years in the area

Wildfire

6% of expected damage

Well above average · higher than 93% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morales-Sanchez flood?

FEMA's records show no paid flood insurance claims in Morales-Sanchez.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Morales-Sanchez isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Zapata County.

Disasters that hit Morales-Sanchez

Federal disasters declared here

None of the disasters declared for Zapata County shows FEMA aid or repair money reaching Morales-Sanchez itself in FEMA’s records.

Brought FEMA money into Morales-SanchezDeclared for Zapata County only

Zapata County has had 11 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morales-Sanchez is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Morales-Sanchez’s own flood-insurance community; household aid to the registrant’s city; repair grants to Morales-Sanchez. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.