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Natural hazards · Monte Alto

Monte Alto, TX natural hazards

Most of the natural-hazard damage FEMA expects in Monte Alto comes from cold waves, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Monte Alto?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monte Alto to be higher than in 71% of U.S. communities, mostly from cold waves and hurricanes.

Cold waves56%Hurricanes20%Inland flooding13%Drought6%Everything else5%
By hazard

What Monte Alto faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

56% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

20% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 7 years in the area

Inland flooding

13% of expected damage
Well below average · higher than 19% of U.S. places
Recorded about 2 times a year in the area

Drought

6% of expected damage
Recorded about 62 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Monte Alto flood?

FEMA's records show no paid flood insurance claims in Monte Alto.

of all homes
are insured
No community discount. Monte Alto isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hidalgo County.
Disasters that hit Monte Alto

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monte Alto itself: aid to households, or repair grants to Monte Alto.

Brought FEMA money into Monte AltoDeclared for Hidalgo County only
2025

Severe Storms and Flooding

24 households applied for aid $172K aid approved
2021

Severe Winter Storms

20 households applied for aid $17K aid approved
2019

Severe Storms and Flooding

183 households applied for aid $447K aid approved
2018

Severe Storms and Flooding

4 households applied for aid $508 aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

39 households applied for aid $19K aid approved
2010

Hurricane Alex

32 households applied for aid $82K aid approved
2008

Hurricane Dolly

199 households applied for aid $311K aid approved
2002

Severe Storms, Tornadoes and Flooding

17 households applied for aid $22K aid approved
Hidalgo County has had 27 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monte Alto is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Monte Alto’s own flood-insurance community; household aid to the registrant’s city; repair grants to Monte Alto. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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