Natural hazards · Mingus

Mingus, TX natural hazards

Most of the natural-hazard damage FEMA expects in Mingus comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2007. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mingus?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mingus to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding54%Wildfire10%Tornadoes9%Hail9%Cold waves6%Strong wind5%Everything else7%

By hazard

What Mingus faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Wildfire

10% of expected damage

Well above average · higher than 96% of U.S. places

Tornadoes

9% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 4 years in the area

Hail

9% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 7 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mingus flood?

Every paid claim on a federal flood insurance policy in Mingus, from FEMA’s records.

1paid claims since 2007

$2Kpaid to owners

0homes flooded more than once

20072026

Biggest named events

Thunderstorms: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mingus isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Palo Pinto County.

Disasters that hit Mingus

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mingus itself: aid to households, or repair grants to the City of Mingus.

Brought FEMA money into MingusDeclared for Palo Pinto County only

2021

Severe Winter Storms

6 households applied for aid

2016

Severe Storms and Flooding

1 household applied for aid

Palo Pinto County has had 23 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mingus is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mingus’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mingus. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.